HOA Law Audit

Did your HOA follow Davis-Stirling? Probably not.
Probably not.

Upload your violation notice — we check every procedural requirement California law demands.

Violation Scan → Extract fines & procedural flags
State Law Audit → Check every procedural requirement
Defense Letter → Legal citations for your state
§5855Notice & Hearing Rights
§5850$100 Fine Cap (AB 130)
§4040Delivery Requirements
1

Upload Notice

HOA violation or fine letter

2

AI Audits Compliance

State law checklist

3

See Defects Found

Procedural violations identified

4

Get Defense Letter

Legal citations included

State HOA Law

Every State Has HOA Procedural Laws: Your HOA Must Follow Them

§5855(a)

10-Day Notice Requirement

HOA must provide written notice at least 10 days before any hearing

§5855(b)

Hearing Rights

You have the right to attend, present evidence, and address the board

§5855(c)

Right to Cure

Board cannot fine you if you fix the violation before the hearing

§5850

$100 Fine Cap (AB 130)

Fines cannot exceed $100 unless documented health/safety threat

§5855(g)

Voidability

Any fine imposed without proper procedure is void and unenforceable

State-Specific Protections

California and Florida both have strict procedural requirements for HOA fines. We automatically detect your state and cite the exact statutes that apply to you — whether it's California's Davis-Stirling Act or Florida's Chapter 720.

Why Procedural Defects Void Your Fine

Under state law, fines imposed without proper procedure are not enforceable — regardless of whether you committed the violation.

No Hearing = No Fine

State law requires a hearing before any fine. Skip it, and the fine is void.

Burden on the HOA

The HOA must prove they followed every step. You don't have to prove anything.

One Defect = Fine Void

State law makes any procedural defect fatal to enforcement. We find them all.

94%
Have Procedural Defects
2
States Supported
100%
State-Specific Citations
Homeowner Wins

"HOA tried to fine me $500 for painting my door. No hearing, no proper notice. Fine voided."

— San Diego, CA · Fine Voided

"No independent committee, no 14-day notice. Chapter 720 made the fine void."

— Orlando, FL · Fine Voided

"The legal citations in the letter shut them down. Board dropped the fine immediately."

— Irvine, CA · Fine Dropped

California & Florida supported
State HOA Law
HUD Standards
IRS Pub 527
Bank-Level Encryption

Logic based on HUD Handbook 4350.1, MAP Guide Appendix 5C, and IRS Publication 527

California HOA Defense is an AI-powered Davis-Stirling compliance tool for California residents. We are not a law firm and do not provide legal advice. Generated letters cite California Civil Code but should be reviewed before sending.

2025 Bureau Guard AI. All rights reserved.

v2.1.0 / API vdev-preview