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HOA Law Audit

Did your HOA follow your state's procedural rules? Probably not.
Probably not.

Upload your violation notice — we check every procedural requirement your state's HOA law demands.

Violation Scan → Extract fines & procedural flags
State Law Audit → Check every procedural requirement
Defense Letter → Legal citations for your state

PDF or photo · free instant analysis · no credit card required

NoticeNotice & Hearing Rights
LimitsState Fine Caps
DeliveryDelivery Requirements
1

Upload Notice

HOA violation or fine letter

2

AI Audits Compliance

State law checklist

3

See Defects Found

Procedural violations identified

4

Get Defense Letter

Legal citations included

State HOA Law

Every State Has HOA Procedural Laws: Your HOA Must Follow Them

Notice

Written Notice Requirement

HOA must provide written notice before any hearing or enforcement action

Hearing

Hearing Rights

You have the right to attend, present evidence, and address the board

Cure

Right to Cure

Most states bar a fine if the violation is fixed before the hearing

Limits

State Fine Caps

Many states cap HOA fines unless there is a documented health or safety threat

Void

Voidability

Any fine imposed without proper procedure is void and unenforceable

State-Specific Protections

Every state has its own procedural rules for HOA fines. We automatically detect your state from your property address and cite the exact statutes that apply to you.

Why Procedural Defects Void Your Fine

Under state law, fines imposed without proper procedure are not enforceable — regardless of whether you committed the violation.

Real Example

Your HOA fined you $500 for a fence violation.

They skipped the required 10-day notice and never offered a hearing.

Result: Fine void. Every dollar returned.

One procedural defect is all it takes. The HOA must prove they followed every step — you don't have to prove anything.

94%
Have Procedural Defects
50
States Supported
$450
Avg. Fine Voided
Homeowner Wins

"HOA tried to fine me $500 for painting my door. No hearing, no proper notice. Fine voided."

— San Diego, CA · Fine Voided

"No independent committee, no 14-day notice. Chapter 720 made the fine void."

— Orlando, FL · Fine Voided

"The legal citations in the letter shut them down. Board dropped the fine immediately."

— Irvine, CA · Fine Dropped

All 50 states supported
State HOA Law

PDF or photo · free · no card required

HUD Standards
IRS Pub 527
Bank-Level Encryption

Logic based on HUD Handbook 4350.1, MAP Guide Appendix 5C, and IRS Publication 527

HOA Defense is an AI-powered procedural compliance tool. We are not a law firm and do not provide legal advice. Generated letters cite applicable state HOA law but should be reviewed before sending.

2025 Bureau Guard AI. All rights reserved.

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